Build Your Dream Home with a Single Close Construction Loan in Platteville, WI

If you’re ready to build your dream home in Platteville, WI, a single close construction loan may be exactly what you need. This type of loan simplifies the home construction process by combining your construction loan and permanent mortgage into one smooth transaction—meaning one closing, one set of fees, and one convenient loan process from start to finish.


How a Single Close Construction Loan Works

Unlike traditional construction loans that require multiple closings, a single close loan locks in your interest rate, loan amount, and terms at the very beginning. You’ll make interest-only payments during the construction period, which helps keep expenses manageable while your builder completes the work. Once your home is completed, the loan automatically converts into your permanent financing—no need to reapply or pay a second set of closing costs.

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Financing the Land and Your Future Construction

Planning to purchase land in Platteville before building? A single close construction loan can help with land financing too. Whether you’re rolling a lot loan into your construction financing or buying a new property, your loan officer can structure the loan to cover both the purchase and the construction costs. It’s perfect for owner-occupied homes designed around your plans, budget, and dream lifestyle.


What You’ll Need to Get Started

To apply, you’ll work closely with your loan officer to provide documentation such as tax returns, credit history, and details about your builder contract, materials, and estimated costs. Your lender will schedule inspections at each phase of the project, releasing funds (called “draws”) as work is completed. You’ll only pay interest on the money disbursed during construction.

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Key Advantages of a Single Close Construction Loan

  • One closing: Combine your construction and mortgage financing into a single process.
  • Predictable payments: Enjoy a fixed interest rate and seamless transition to your permanent mortgage.
  • Lower costs: Avoid paying multiple loan fees, closing costs, or extra property taxes between loans.
  • Simplified process: Stay focused on building your perfect home instead of juggling paperwork.
  • Local expertise: Work with a Wisconsin lender who understands land values, builders, and property markets in Platteville and beyond.


Turn Your Plans into Reality

Every detail—from your loan application to the final inspection—is handled with care to make your home construction experience stress-free. Whether you’re breaking ground on your first house or financing an upgrade, Bob Fabian and his local team can help you start building with confidence.


Ready to talk through your options? Contact Bob Fabian today to discuss a single close construction loan in Platteville, WI, and learn how to turn your dream home plans into reality.

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